Wallet Accounts can be used as a funding source for the payment of Items. They need to be funded from a Bank Account or from the proceeds of other Item transactions.
Wallet Accounts are automatically created for each User. You need to store the :id against the user on your platform. When using a Wallet Account as a funding source, the relevant :id is passed to the make_payment Item Action.
Funds that are released from an Item to the user allocated as the seller are placed in the User’s Wallet Account.